Danielle Kelley

If you are financing your home purchase in Pinellas County, this is 10 things you will need to have ready for your loan application.

I have resources and referrals if you need them for all services in a Real Estate transaction including home loans. Let me know if you need them.

10 Things A Borrower Will Need For A Loan Application
 
 
 
1) W-2 forms or business tax return forms if you’re self-employed for the last two or three years for every person signing the loan.
 
 
2) Copies of one or more months of pay stubs with year to date income from every   person signing the loan.
 
 
3) Copies of two months of bank or credit union statements for both checking and savings accounts.
 
 
4) Copies of personal tax forms for the last two years.
 
 
5) Copies of brokerage account statements for two to four months, as well as a list of any other major assets of value, e.g., a boat, RV, or stocks or bonds not held in a brokerage account.
 
 
6) Copies of your most recent 401(k) or other retirement account statement.
 
 
7) Documentation to verify additional income, such as child support, pension, etc.
 
 
8) Account numbers of all your credit cards and the amounts of any outstanding balances.
 
 
9) Lender, loan number, and amount owed on other installment loans—student loans, car loans, etc.
 
 
10) Addresses where you lived for the last 2 years, with names of landlords, if appropriate.

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Don't know which city or area within Pinellas County you want to live, contact me today and I can help you find the perfect fit. Pinellas County offers many different areas and I serve them all but not limited to Treasure Island, Tarpon Springs, Dunedin, Oldsmar, Safety Harbor, Clearwater, Belleair, Largo, Seminole, Pinellas Park, St Petersburg, Pasadena, NE St Petersburg, Crystal Beach, Clearwater Beach, Belleair Beach, Indian Rocks Beach, Indian Shores, Madiera Beach, Redington Beach, North Redington Beach with office located in Treasure Island. Sunset Beach, St Pete Beach, Boca Ciega Bay, Tierra Verde, Gulfport, Intracoastal waters and lakes for boating or fishing, 55+ communities, condos, condo-hotels town homes, villas, and single family homes.